Many are the people who can not apply for a standard bank loan. They have a solution a major alternative, microcredit. This type of credit is suitable for people who are in financial difficulty.

They can be unemployed, stuck at the Bank of France or with low incomes. Also, the borrower is accompanied by a referee, both on his credit application and throughout the repayment period. Microcredit can satisfy the satisfaction of a justified need, such as the purchase of a vehicle, the payment of vocational training and other. There are some types of microcredit.


Personal microcredit

Personal loan

Personal microcredit is used to finance specific needs, which may include housing, training or return to work. It can also take into account the expenses of life accidents such as divorce, health problems, funerals or even dismissal. His main goal would be to reintegrate the borrower into society, allowing him to maintain the unity of his family.


The professional microcredit


This type of loan tends to meet the needs of micro-entrepreneurs. It can be used to facilitate the creation of businesses for people in difficulty. Its purpose is to support bundled micro-projects, without requiring guarantees. It imposes a certain solidarity between the beneficiaries. This type of loan also makes it possible to strengthen social bonds, to establish a social guarantee, to encourage borrowers to repay their loan, as agreed. Also, the beneficiaries have a personalized follow-up, proposed by the associations of insertion, in order to optimize the chance of success of the micro-activities.


Social microcredit online

Social microcredit online

Making a request for a small credit online is possible and accessible to everyone. This practice saves time in its efforts. However, the borrower must always go through making an appointment with an advisor. It should also be noted that microcredit does not fall into a loan without proof. The lender will not fail to ask for supporting documents, allowing it to analyze the situation of the borrower and secure the microcredit.

This microcredit will allow to spend unforgettable holidays with his family. Indeed, the borrowing will have the necessary budget to organize a party as it should be: meals, gifts, the purchase of new equipment, the financing of the trip of his relatives for family celebrations … In short, the holidays of end of the year will happen in the best conditions with microcredit.

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